My husband and I each have our own cars. We are covered by the same insurance company (multi care policy).
My car is a 1998 in excellent condition, however due to its age I dropped the collision. MY husbands car is a 2011 with full coverage.
We were told by a friend (not the insurance company) that if my husband is driving my car and involved in an auto accident that any repairs would be covered under his insurance policy since he has full coverage.
Is this correct?
Personal Injury Lawyer
No, that is not correct. Coverage follows the vehicle, not the person.
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General Practice Lawyer
No -- not the collision coverage as that goes with the car -- but double check by calling your agent!!
In no way am I offering you legal advice, and in no way has my comment created an attorney-client relationship. You are not to rely upon my note above in any way, but insted need to sit down with counsel and share all relevant facts before receiving fully-informed legal advice. If you want to be completely sure of your rights, you must sit down with an experienced criminal defense attorney to be fully aware of your rights.
Personal Injury Lawyer
Friends may be well intentioned, but ...
Personal injury cases only; I'm good at it; you be the Judge! All information provided is for informational and educational purposes only. No attorney client relationship has been formed or should be inferred. Please speak with a local and qualified attorney. I truly wish you and those close to you all the best. Jeff www.nyelderinjurylaw.com
As my colleagues wrote, auto insurance is tied to the vehicle, not the driver. To be sure, check with your broker or insurance company.
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He is not correct. Your coverage pertains to each car, not the individual.
You may contact the Law Office of Robin J. Gray for further legal advice. Office (610) 689-0877; Fax (610) 689-0932; Cell (484) 769-5855; robingraylaw.com This answer is for informational purposes only. It does not establish an attorney client relationship.