Attorneys involved and judgement placed against me and I was uninsured. I have no assets and all money has gone to my attorney. Can they garnish wages or freeze my account? I have less than 3 k now which will go towards attorney fee and fines and judgement is 70 k. How can I ever pay this??
Car / Auto Accident Lawyer
You will need to make arrangements and your attorney can help you with this. I suggest you call him in the morning.
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Contact a debtor / creditor / bankruptcy attorney immediately. He / she will best be able to tell you how to handle this.
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Car / Auto Accident Lawyer
Talk to a bankruptcy attorney.
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I'm not sure why you were driving without insurance, and a local lawyer could help work something out with the attorney instead of having to declare bankruptcy and risk ruining your credit for the next decade.
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To answer your specific questions first, "no, they can't garnish your wages" and "yes they can freeze your (bank) account".
You have two big picture choices here. Pay off the debt over time, or avoid paying the debt.
Yes, it will take a long time to pay off a $70,000 debt, but you can do it over a long period of time, and if you do so by agreement with the injured party, you may be able to avoid the relatively high interest rate that is included in most Texas judgments.
So, option A is to ask your lawyer to make contact with the other side and try to reach a payout agreement with this one judgement creditor.
Option B is to avoid paying the debt as best you can. That will probably require you to file bankruptcy and for that, you will need to speak with a bankruptcy lawyer for advise.
Option C is your least effective choice and that involves ignoring the judgement and living without a bank account, moving, hiding your assets, living without credit or a good credit rating and basically staying under the "judgment proof" label for as long as you can.
Option C is certainly possible in Texas and many people do live that way, but options A and B are much more responsible and depending upon your age and station in life are probably going to be your best options.
Good Luck to you.