I was in a car accident that was a VERY mild fender bender. There were no police called and no pics taken. The other driver told me that in order to save me $, she would get a few quotes and allow me to decide if I wanted to file it on my insurance. We exchanged insurance info. She later called me with a quote for $2K plus 5 days rental for a rub mark on her '05 Mustang. But by this time I was not so sure that the accident was in fact my fault. I refuse to take any of her high pressure calls. After speaking with the claims adjuster, my insurance stated that they did not believe I was at fault and denied her claim. She is now threatening to take me to small claims court. There were no witness and no police report. She has now left a harrassing messages on my VM to either pay or get sue