car accident, what information do I have to disclose to an insurance adjuster in WA state

You may want to review RCW 46.52.020 (Duty in case of personal injury or death or damage to attended vehicle or other property – Penalties.) The statute can be accessed here: http://apps.leg.wa.gov/RCW/default.aspx?cite=46.52 .

If you are covered by an insurance policy, you may want to report the incident to your insurance company. Failure to timely report the incident may give your insurance company a contractual reason to deny coverage.

You and your insurance company do have the right to demand that the other party proves that you are liable for the damages. Depending on the amount that the other party is asking, it may not be cost effective.

Failure to respond to the other party may result in an allegation that you do not have insurance coverage. In WA, liability insurance or other financial responsibility required to operate a motor vehicle.

Call your own insurance company immediately. Inform them of what happened, and explain why you have delayed reporting this collision (the other driver denied damage and injury at the scene). Give them the contact information for the claims adjuster who called you and let your insurance company sort this out. That's what you pay them for.

Call your own insurance company immediately. Inform them of what happened, and explain why you have delayed reporting this collision (the other driver denied damage and injury at the scene). Give them the contact information for the claims adjuster who called you and let your insurance company sort this out. That's what you pay them for.

Call your own insurance company immediately. Inform them of what happened, and explain why you have delayed reporting this collision (the other driver denied damage and injury at the scene). Give them the contact information for the claims adjuster who called you and let your insurance company sort this out. That's what you pay them for.