i HAVE BEEN RESEARCHING DMP'S AND THEY ALL SOUND ALIKE. CAN YOU TELL ME IF ALL OF THEM WANT YOU TO PAY THE LAWYERS FEES FOR 10-18 MONTHS PRIOR TO PAYING OFF THE CREDITORS? IS THERE ANY THAT IS HIGHLY RECOMMENDED IN THE MEDIA?
I am not licensed to practice law in your state.
These comments are made for educational purposes only and do not constitute legal advice. No attorney-client relationship exists between us.
The debt consolidators, managers, negotiators, and settlement companies are essentially the same. You are being asked to pay for something you can do yourself. Plus you don't know if you ever get any service for the fee. You might want to consider self help plans like Dave Ramsay's Total Money Makeover.