If you have property (like 3 houses with all 3 still being paid, but 1 almost done with the payment) and 2 cars plus a consulting job aside from being a Small Business Owner. My spouse just last the job as well. I would like this protection if possible for my failed small business. I have a $500K business with a lease. I still have 2 more years on the lease (before it renews) and the business almost paid off. I can't maintain it with too many expenses. The business was a bad investment from the very beginning, but what can I do I've put myself in this position. I appreciate your insight. Thank you.