Can you file bankruptcy on an unpaid credit card after you have received a judgment from the court?

Asked over 1 year ago - Shreveport, LA

I have an unpaid credit card and I am unemployed. I have been sent a judgment from the court on this issue and I am wondering if it is too late to file bankruptcy on this or what can I do if i do not have the money to pay what the judgment says I have to pay.

Attorney answers (3)

  1. Diane L Gruber

    Pro

    Contributor Level 18

    5

    Lawyers agree

    Answered . A judgment can be discharged in bankruptcy. Good luck.

    Be sure to designate "best answer." If you live in Oregon, you may call me for more detailed advice, 503-650-9662.... more
  2. Michael Avanesian

    Pro

    Contributor Level 16

    4

    Lawyers agree

    Answered . I agree. Just be sure to consult with an attorney so that they can make sure this is the right time for you.

    The above is general legal and business analysis. It is not "legal advise" but analysis, and different lawyers may... more
  3. Alan D. Walton

    Pro

    Contributor Level 19

    4

    Lawyers agree

    Answered . As long as the judgment did not result from a fraud claim, you should be ok to discharge the judgment in a bankruptcy. Talk to an attorney in LA to figure out if this makes sense for you.

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