He says he will stop, but either forgets or does it anyway. Totals are in excess of $20,000 each, as far as we can determine. One is a woman who sold him gold (on margin) several years ago; the other is a yardman whose services we no longer use. We need to know if there's anything short of a competency procedure that will take care of the problem, perhaps a clause in elder law. He has had more than one stroke and is on about 10 medications. He has a part-time caretaker who is aware of both of the problem people, but he orders them to do what he tells them, since it's his money. It's likely he would try to fire them
Elder Law Attorney
If he is competent there is little to nothing you can do. Check with his doctor. If the doctor will state that your father needs assistance in managing his affairs you can file to become his Guardian and Conservator. This would give you the authority to manage his affairs. The loans could be deemed to be gifts by Medicaid (if the need arises) unless they are properly documented.
The only other option is if they borrowers are taking advantage of his diminished (but not incompetent) state of mind to the point of breaking the law. That would likely be very difficult.
I suggest the doctor is the best and quickest route to a solution or an answer.
Criminal Defense Attorney
You'd need to address this question to lawyers in Alabama. I am not sure Texas would have jurisdiction for an adult guardianship since he lives out of state. Here is some information on Texas adult guardianships, but again, you need to call some lawyers in Alabama and see what your options are. http://www.dads.state.tx.us/news_info/publications/brochures/pub395-guardianship.pdf
Robert Guest is a Kaufman County Criminal Defense Lawyer with offices is Forney, Texas and Rockwall, Texas. My use of Avvo is not intended to form an attorney-client relationship. Avvo is a limited forum and should never be used as a replacement for a consultation with a local lawyer. My answers are not legal advice. You really need a consultation with a local attorney.
Estate Planning Attorney
It may be time to consider filing for Conservatorship in the state where he resides. Then, call the 'loans' due and payable. See Avvo.Com under Find-A-Lawyer. Good Luck!