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Can wages be garnished twice at the same time?

Hartford, CT |

Hi - My wages are being garnished from a judgement against me for two old credit card debts. The same law firm sued me for two seperate credit cards and since I fell behind in the payments (I admit thats my fault) they want to garnish my wages. I have a question though, I know that they can take up to 25% of your disposable income, but since they technically have two judgements against me, can they take 50%? Also, I have a son (Im not paying child support since Im still married) but would that be an exemption? Thanks.

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Attorney answers 3


The maximum cap on wage garnishment is all that can be taken regardless of how many judgments there are. However, certain debts have priority over others, such as child support and income taxes. Therefore, regardless who gets to your wages first, these priority debts can step in and push the other debt behind them in line.

If there are no priority debts, whoever gets to your wages first continues to garnish until the judgment is satisfied in full. Once this happens, the next judgment can come in and garnish until that amount is satisfied.

I'm not sure I understand what you mean by exemption on your son.


No, they can't - there can be multiple garnishments, but the cap is 25% total. There are no "exemptions" for having a child in order to lower the amount available for garnishment

We can be reached at 507.334.0155. Our web address is: www. This answer is not to be considered a response to a specific legal issue in a specific jurisdiction - it is to be considered only a general response to a hypothetical scenario posed by the questioner. For specific legal advice, please consult with a licensed attorney in your jurisdiction.


The cap applies to any and all garnishments as do the exemptions.

You can click this link provided by the Connecticut Network for Legal Aid for more information:

I do not warrant or in any way guarantee the information provided by this website, but the Connecticut Network for Legal Aid has a good reputation in the State of Connecticut with regard to protecting consumers.

Therefore, this information is provided for guidance and educational purposes only.

This answer is for general purposes only and does not establish an attorney-client relationship. An attorney-client relationship will not be established with me unless and until you have executed a written agreement for me to represent you.

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