I was wanting to know that if got a payday loan a year ago almost 2 year now and i did pay on it intill i lossed my job then i stop, i know i need to pay this loan but i have no money right now and they want all of it now they call my sick mom and told her they would put me in jail if i did ot call them , please help asap, company name is Everglades Capital Solutions ,
If you face debt collection you may choose to fight it and defend against garnishment. You may also seek debt settlement as a way to negotiate with creditors.
Creditor harassment is illegal under the Fair Debt Collection Practices Act. It restricts how creditors can try to collect debt.
by attorney Jeffrey Hyslip
The FDCPA is a Federal Law that prohibits debt collector harassment. Under the FDCPA, debt collectors are not allowed to mistreat, abuse or threaten... more
by attorney Stewart Crawford