I recently got my minor daughter''s credit report. At the age of 10 my daughter had a collection started against her for non payment of an electrical bill. When she was 12 she got a Court Judgment against her for none payment. Her mother signed the sheriff's service. She also has a collection involving 2 internet accounts and a telephone bill. Her mother was using her identity and the Sheriff's office knew it as the Sheriff's service and judgment shows. The minor also on her credit report has another social security number and her birth date is in 1968 making her 2 years older than her mother.