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Can the credit card company seek to get a judgement against community property

Asked over 3 years ago - Richmond, VA

CAN A CREDIT CARD COMPANY COMBINE BOTH MY HUSBAND'S ACCOUNT AND MINE INTO ONE DEBT, AND SECURE A JUDGEMENT ON PROPERTY WE OWN TOGETHER? THE DEED IS TITLED "OWN AS ENTIRETY'.I GOT MY CREDIT CARD A YEAR OR TWO BEFORE HE APPLIED FOR ONE. WE HAVE SEPARATE ACCOUNTS.
THANKS

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Attorney answers (1)

David Luther Woodward

Reputation Level 11

Answered over 3 years ago. Bankruptcy Attorney in Pensacola, FL.

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The answer to your question lies in the credit card agreement which was probably sent to you shortly after you were accepted as a credit card account holder. Unfortunately, most folks pitch those and don't bother to keep them. If your matter has already gone to judgment there is probably little you can about the judgment now, and if the single judgment runs against both of you it will probably attach to entierities property such as your house creating a judgment lien on it.

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