auto accident claim with farmers insurance
It is a nonsensical statement, so no one here can explain it. It isn't something I would ever say, and after practicing law here in Texas for 27 years now, I've never heard the expression "undue hardship" in the context of a car wreck insurance claim.
Now, if it came out of the mouth of someone at Farmers Insurance as an excuse on why you should not pursue a claim against their insured, then it makes sense, because some insurance adjusters will say anything to try and dissuade people from making legitimate claims against their company - sad, but true.
If you can give us more detail on the circumstances in which the statement was made, someone here will know the answer or at least have a good idea, otherwise we're all speculating and guessing on this one.
Not enough info, can only speculate. If this is your lawyer, ask your lawyer. if this is the other lawyer he may be saying to Farmers that if they dont come up with a reasonable settlment, he will file suit and make it as hard on the farmer's insured as possible during the litigation.
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