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Can Sallie Mae place a lien on my house if I default on my student loan?

Valparaiso, IN |

I helped my daughter buy a house and we are both on the mortgage and loan. If she defaults on her student loan, can Sallie Mae place a lien on my house?

Attorney Answers 1


  1. First, the only way a lien can be places on a home is if the deed holder is sued and becomes subject of a judgment. Are you on the deed?
    Second, Sallie Mae can only sue if this is a private loan. Federal loans are only sued upon by the Dept. of Justice when the loan is assigned to them by the Dept. of Ed. That being said, is this a private loan? Check with a local consumer attorney as to what Sallie Mae can really do based on the type of loan this is.

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