Can our Insurance company deny a claim or cancel our homeowners insurance do to having a felony , bankruptcy, or lean.

I am representing a couple with the same facts as yours, i.e., the insurance was cancelled by the insurance company after a fire because the husband had a felony conviction in violation of underwriting guidelines. The insurance company certainly has the right to attempt to rescind the policy, but there are defenses to any attempt by the insurer to cancel your policy, including your accurately answering the questions asked of you by the agent who sold you the policy. If a jury believes you, you will win the case. Many lawyers in Florida will handle your case on a contingency basis because if you win, your lawyer will get paid by the insurance company. I would call around. I'm in Melbourne if you want to give me a call.