In 2004, I leased a small space for a spa. I could not afford the place any longer and the owner said that I would owe 3000. I was never able to pay this debt and he eventually took this to court. The notice went to my last address in which I no longer lived. He received a judgement and my wages were being garnished but for 12000. Now since I lost that job due to health reasons, he is garnishing my personal checking for 15000. I dont get this!! His attorney told me that every year that the debt remains they will add on 10 percent to whatever is left at the end of the year. How can they do this? On top of that my bank has me over drawn by 17000 because they added on their fees because of this garnishment. I am just confused. What is my next step?