Can my insurance company drop me for a loss they have not paid?

Asked over 1 year ago - Waukegan, IL

I filed a claim. They denied it. We have a declaratory judgment hearing next month, and I received a letter of non-renewal today with the reason cited as "Loss".

Attorney answers (3)

  1. Joseph Younes

    Contributor Level 14


    Lawyers agree

    Answered . Insurance companies can drop anyone at anytime. The issue is whether you caused an accident. If your insurance company deems you at fault, then it can place adverse information on your driving record which is viewed by all insurance companies. Generally this adverse information occurs if your insurance company pays out more than $750 (last time I checked) on a claim.

    I am not sure what type of declaratory action you have exactly, but best of luck,.

  2. Judy A. Goldstein

    Contributor Level 20


    Lawyer agrees

    Answered . Yes, you can be dropped. Whether the company pays on the loss or not, there was a loss.

  3. Jeffrey Bruce Gold


    Contributor Level 19


    Lawyer agrees

    Answered . You still had a loss, the just did not cover it. It's a valid basis.

    If you'd like to discuss, please feel free to call. Jeff Gold Gold, Benes, LLP 1854 Bellmore Ave Bellmore,... more

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.


Ask now

23,712 answers this week

2,787 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

23,712 answers this week

2,787 attorneys answering