Can insurance company recover medical costs they paid, if I received nothing for a personal injury?

Asked almost 2 years ago - Dayton, OH

I was injured in a grocery store on 11/23/10, I filed an incident report, but did not hire a lawyer. There was no legal claim. Foolishly, I did thought statute of limitations meant that I had to complete the documentation for claim, rather than actually accepting settlement.
I received nothing for the injury.... my insurance compnay has never contacted me regarding this injury. I hestitate to call them, if they have not contacted me, but am concerned that they will learn about it at a later date. Am I required by law to file a legal lawsuit? And, can they attempt to recover the cost of medical treatments if I received nothing.

Attorney answers (3)

  1. David J. McCormick

    Contributor Level 20

    6

    Lawyers agree

    1

    Answered . You are not required to file a lawsuit to recover the medical bills for your insurance company. Since you received no money you have no duty to repay your insurance company for the medical bills.

    Good luck.

    DISCLAIMER: David J. McCormick is licensed to practice law in the State of Wisconsin and this answer is being... more
  2. Peter Stephen Kirner

    Contributor Level 16

    4

    Lawyers agree

    Answered . I am a little confused by your question. Lets go through some basics. 1) IF you are injured, it does not necessarily mean that someone else is legally liable. 2) IF you seek treatment for your injuries, YOU, and only you are responsible to pay the bills for such treatment 3) IF the statute of limitations has lapsed, there is no way to pursue a lawsuit against any other person that may be liable 4) There is NO requirement that you file a lawsuit, however YOU incurred any expenses for treatment YOU are responsible to pay the same. Hopefully this is clearer for you now. Good luck.

    The above information is not, nor intend to be, legal advice. You SHOULD consult an attorney for specific advice... more
  3. Christian K. Lassen II

    Pro

    Contributor Level 20

    4

    Lawyers agree

    1

    Answered . Nobody is required to file a lawsuit, as it is voluntary.

    Only 29% Contingency Fee! Phone: 215-510-6755 www.InjuryLawyerPhiladelphia.com

Related Topics

Personal injury

If you suffer a personal injury as the result of the actions or negligence of another, you may seek financial compensation for physical or emotional damages.

Personal injury settlement

Personal injury settlements are agreements made between the two parties of an injury lawsuit. They outline the compensation that an injured party receives.

Can't find what you're looking for? Ask a Lawyer

Get free answers from experienced attorneys.

 

Ask now

20,991 answers this week

2,685 attorneys answering

Ask a Lawyer

Get answers from top-rated lawyers.

  • It's FREE
  • It's easy
  • It's anonymous

20,991 answers this week

2,685 attorneys answering