Can IL Tollway charges be included in a Chapter 7 bankruptcy if they have been sent to a collection agency?law firm?

Asked about 1 year ago - Schaumburg, IL

I have over $30K in unpaid tollway fines with the Illinois Toll Authority. Can these be added to a Chapter 7 filing if they are currently with a colleection agency/law office?

Attorney answers (4)

  1. Judy A. Goldstein

    Contributor Level 20

    2

    Lawyers agree

    Answered . Speak to your BK attorney but it is unlikely those fines can be discharged. Your lawyer might be able to negotiate a settlement though.

  2. Gilbert Rodriguez Dizon

    Contributor Level 9

    1

    Lawyer agrees

    Answered . Not dischargeable in Ch. 7.

    The answers posted by this attorney is not intended to be legal advice but a general answer to common and/or... more
  3. Charles E. Glanzer Jr.

    Pro

    Contributor Level 9

    1

    Lawyer agrees

    Answered . These types of debts (toll way fines) are not dischargeable in a chapter 7 regardless of whether the debt has been sent to a collection agency. If you have regular income, a chapter 13 would likely be the route to take. It may be possible to pay a percentage (perhaps a very small percentage) of this debt through a chapter 13 plan and have the remaining balance discharged upon completion of your plan. I suggest you speak with a bankruptcy attorney and obtain detailed advice.

    Disclaimer: This answer does not constitute legal advice. I am admitted in the State of Illinois only and make no... more
  4. Dorothy G Bunce

    Pro

    Contributor Level 20

    2

    Lawyers agree

    Answered . Bankruptcy law requires that all these debts be included in your Chapter 7 filing, but in most places, these debts are not eligible to be discharged because they are in the nature of criminal penalties. You may want to look at paying these debts off through Chapter 13 instead. Hope this perspective helps!

Related Topics

Debt discharge

Debt discharge is when a debtor is no longer responsible for paying off some or all of a debt. This discharge can occur for some types of debts in bankruptcy.

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