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Can I tap into a liable party's towing and loss of use in a situation where they are underinsured?

Alpharetta, GA |

I've got 50k in damages, they have 35k in property damage coverage. Can I use their towing & loss of use funds to "free up" funds for property? My towing and rental are ~ 4K.

Attorney Answers 1

  1. First, you would have to review their policy to see what does and does not apply to your situtation; however, I would doubt the towing and loss of use provision of the Defendant's automobile policy would cover your loss as a Plaintiff. Those policy generally only cover the person who purchased the insurance or, in your case, the Defendant. I wish you well with your situation.