Insurance companies can be frustrating to deal with. You should collect your police report and the dec page from your insurance policy and meet with a lawyer. I'd be happy to review the case for you. www.nphm.com
Technically, yes you can recover. Insurance may try to hold you comparatively negligent, so they may reduce the AMOUNT they give you by a certain percentage, but the compensation should theoretically include pain and suffering.
licensed attorney in Montana. Your specific state laws may be different.
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