I fell off a ladder at work about 6 years ago. My arm hurt but was bearable for many years due to my work assignment. Once I was assigned to more physical duty my arm began hurting again. I never filed another claim on this I just worked through it and because I was a manager I could delegate any physical work when it was hurting. It began to hurt more and more over the last year. Again, I did not file a claim. I was in management and my performance is based on expenses, knowing what a claim could cost I did not file a claim. I have recently been terminated and the last 2 months I have not worked my arm has become worse to the point that I cannot even put on my bra. I contacted my former company and they denied a claim because it was after termination.