Can I file for bankruptcy now to stop them from putting me back in the poor house.

My best advise to you is to seek the advise of a competent bankruptcy lawyer. Most bankruptcy lawyers offer a first visit free consultation. Make sure that you select an attorney that has been practicing law for a considerable period of time and who's emphasis is on bankruptcy law. When you call to make an appointment be sure to find out what documents you should bring to your meeting in order to get the maximum benefit from your free consultation.

Whether or not you can discharge this debt (and the previous one) will depend on a number of factors, including whether you are eligible for Chapter 7 bankruptcy and the nature of the debt. Among other things, eligibility for Chapter 7 bankruptcy dpeends on your income and on whether or not you've previously filed for bankruptcy and when. Certain types of debt, such as credit card debt and medical bills, are generally dischargeable in bankruptcy, whereas debts like student loans and child support are usually not. I would echo Gregory's suggestion that you speak to a local bankruptcy attorney about your options. You may also find this general information about Chapter 7 eligibility and discharge of debts useful: