My husband and mother are on the title and deed. My husband will not make payments on the mortgage so I'm paying $2,800 a month plus utilities since August 2012. I own a home based daycare since 2007 in this home. We file separately. Can I claim the mortgage payment as rent on my taxes since I can't claim the interest on the mortgage ?? If I can't claim it as rent what can I claim the $2,800 payment as ??