Can I charge a credit card I have on file to collect an overdue debt?

Philadelphia, PA Viewed 16 times. Posted about 1 month ago in Debt Collection
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I am a furniture manufacturer and one of my retailers has an overdue invoice and refuses to pay or communicate regarding the final balance.

Their initial payment on this invoice was with a credit card which I still have on file. Can I go ahead and charge the balance due? The invoice is about 5 months overdue. Could this be considered fraud or an unauthorized charge in any way.

I am in Philadelphia and the other business is in Boston.
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Answers (1)

Daniel T. Silverman

Daniel T. Silverman

Contributor Level 5
This attorney is licensed in Pennsylvania and 1 other state. Posted about 1 month ago. Flag as objectionable
Your initial instincts are right. You should not charge the credit card without authorization from the cardholder.

DISCLAIMER:
I am NOT your attorney. An attorney-client relationship has NOT been created. The above is NOT legal advice and has been provided for informational purposes only.
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