Skip to main content

Can I be prosecuted for fraud charges on a bad check from 6 years ago?

Jacksonville, FL |

I wrote a check to a Cash Advance company over 6 years ago. I never paid it back. Now they want to bring fraud charges against me. Can they do that?The cash advance place never tried to contact me. The account was closed due to thief. I followed all step in which to resolve this problem but the company ended up closing.. So six year later and attorney calls saying that I have to give them a debit or prepaid card in order to set up a payment plan..the amount is 170 dollars, but now he is telling me that is $320.00.

Attorney Answers 2

  1. They had up to four years to sue you for civil fraud. After that the Statute of Limitations ran. Highly unlikely a proscutor would bring charges after six years even if they could, but they likely can't because the Statute for filing a charge for criminal fraud is limited - - see below . . . but see the exception. Note if the lawyer is threatening you with criminal prosecution if you don't pay the bill, he is in violation of Florida Bar ethical guidelines. They won't sue for such a small amount and even if they did you can deny the claim based on the Statute of Limitations. But on moral grounds you may want to consider paying the debt. That's probably the right thing to do and you will hopefully sleep better at night.

    775.15 Time limitations; general time limitations; exceptions. —

    (2) Except as otherwise provided in this section, prosecutions for other
    offenses are subject to the following periods of limitation:

    (a) A prosecution for a felony of the first degree must be commenced
    within 4 years after it is committed.

    (b) A prosecution for any other felony must be commenced within 3 years
    after it is committed.

    (c) A prosecution for a misdemeanor of the first degree must be commenced
    within 2 years after it is committed.

    (d) A prosecution for a misdemeanor of the second degree or a noncriminal
    violation must be commenced within 1 year after it is committed.

    . . . . . (5) The period of limitation does not run during any time when the
    defendant is continuously absent from the state or has no reasonably
    ascertainable place of abode or work within the state. This provision shall
    not extend the period of limitation otherwise applicable by more than 3
    years, but shall not be construed to limit the prosecution of a defendant
    who has been timely charged by indictment or information or other charging
    document and who has not been arrested due to his or her absence from this
    state or has not been extradited for prosecution from another state.

  2. I agree with the statement of limitations by the other attorney, but there is a potential tolling (stopping) of the clock when fraud is alleged. The statute of limitations allows for the statute to begin running when the victim knew or should have known that the fraud was committed.

    Call a qualified criminal attorney in your area.