Can debt collectors offer a settlement that is higher than the one they sent me in writing?

Attorney answers (3)

1. Licensed in MI

   

   James Frederick

   Livonia Probate Attorney

   Contributor Level 20

   Answered October 25, 2012 23:36. They can try to collect as much as they can from you. It sounds like you did a great job of negotiating a decedent settlement from them. If you can afford to do it, it sounds like a good compromise and a way for you to get out from under this. I would do everything you can to come up with the $1,400 and put this behind you.
   
   James Frederick

   *** LEGAL DISCLAIMER I am licensed to practice law in the State of Michigan and have offices in Wayne and... more*** LEGAL DISCLAIMER I am licensed to practice law in the State of Michigan and have offices in Wayne and Ingham Counties. My practice is focused in the areas of estate planning and probate administration. I am ethically required to state that the above answer does not create an attorney/client relationship. These responses should be considered general legal education and are intended to provide general information about the question asked. Frequently, the question does not include important facts that, if known, could significantly change the answer. Information provided on this site should not be used as a substitute for competent legal advice from a licensed attorney that practices in your state. The law changes frequently and varies from state to state. If I refer to your state's laws, you should not rely on what I say; I just did a quick Internet search and found something that looked relevant that I hoped you would find helpful. You should verify and confirm any information provided with an attorney licensed in your state. less

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2. 

   Stephen M TrezzaPro

   Tucson Bankruptcy Attorney

   Contributor Level 17

   

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   Lawyer agrees

   Answered October 25, 2012 22:14. I don't see any FDCPA violations here.

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3. 

   Tom ThomasPro

   Dallas Debt Collection Attorney

   Contributor Level 7

   

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   Answered October 29, 2012 08:29. If you have a written offer of settlement from them and you accept and perform under that settlement agreement (i.e. you pay them timely) I would think that you are good to go.

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