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Can an insurance company deny auto insurance coverage for a suspended license in CA state

Asked over 3 years ago - Mckinleyville, CA

My husband's license was suspended in AZ for unpaid traffic tickets and is no longer showing in the court systems. I had my husband removed from my policy. We recently moved to CA and he was added to my policy. The question is can he be insured if his license is still suspended? We have not paid his fines in AZ.

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Attorney answers (2)

Kevin W. Davidson

Reputation Level 13

Answered over 3 years ago. Estate Planning Attorney in Kaukauna, WI.

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This question is not so much a legal question as it as an underwriting question.
Is your husband insurable? Does your husband have avalid driver's license in CA?

Were you forthright and honest regrding your husband's licensure status when he was added to your policy in CA?

If a claim should be made under your policy as a result of your husband, then these could prove important questions. If, for instance, you did not disclose that your husband had a suspended license in AZ, then this cold be a "material misrepresntation" upon which the insurer may be able deny any coverages otherwise provided under the policy.

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Jonathan H Levy

Reputation Level 19

Answered over 2 years ago. International Law Attorney in Washington, DC.

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If he does not have a valid drivers license, he likely won't be able to get insurance. If he obtains a California license and his record shows clear, you might be able to add him.

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