Can an employer require you to take out an additional car insurance policy to cover a work related expense without reimbursement

Asked over 1 year ago - Hartford, CT

I work for a non-profit and as part of our job requirement, we are expected to use our personal vehicle to transport clients. The non-profit expects employees to take out an additional insurance policy, usually a special rider or commercial policy at personal expense. They hold no policy to cover employees who get in an accident using their personal vehicle. Employees who most often are expected to take on this responsibility are paid very low wages and cannot afford additional coverage. They simply hope nothing happens though this puts them at great personal risk. We have been told this is the risk we have to take working in this field.

Attorney answers (4)

  1. Ryan M. Finn

    Pro

    Contributor Level 13

    8

    Lawyers agree

    Answered . An employer can make its employees carry sufficient insurance provided the cost is not so high that the employee is actually making less than minimum wage. You should be receiving payment for mileage, which is meant to offset the cost of gas, upkeep and insurance.

    Ryan Finn * 518.213.0115 * Rfinn@hackermurphy.com * Referrals are the highest form of compliment * Hacker... more
  2. George Costas Andriotis

    Contributor Level 20

    7

    Lawyers agree

    Answered . Yes so long as you're compensated and reimbursed for mileage accordingly.

    Call for a free consultation at 727-937-1400 or visit us on the Web at www.serviceandjustice.com.
  3. Steven Mark Sweat

    Pro

    Contributor Level 19

    3

    Lawyers agree

    Answered . Insurance coverage can be a requirement for employment. Consult an attorney in CT to know for sure.

    Nothing in this communication should be construed as creating an attorney client relationship. This is for... more
  4. Christian K. Lassen II

    Pro

    Contributor Level 20

    3

    Lawyers agree

    Answered . Yes.

    Only 29% Contingency Fee! Phone: 215-510-6755 www.InjuryLawyerPhiladelphia.com

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