Got a call from a debt collector for a credit card debt. This card was suposedly a $1,000 but with all the interest is now $4,000. I am listed on my credit report as an authorized user. The debt shows up under my good listings so I never knew there was anything wrong. Now they want me to pay all this money and say they are going to file a claim against me. The only person I would have been on a CC with would have been my husband. I do not even remember ever having this card.