Home is going onto fore closure
Yes. I would accept service and file an Answer, Affirmative Defenses and perhaps a Counterclaim. at the very least file an Answer and buy yourself a few more months. Even if they get a judgment of foreclosure, you will have another six months before you have to leave.
Personal Injury Lawyer
Yes. Go see an attorney right away. You will either want to defend the case or file for bankruptcy. Doing nothing is the worst thing you could do.