Landlord has a court judgement againt me for a months rent (and my deposit). I no longer live in the unit. I plan to pay him, but will have to do it in monthly payments. He will not agree to payments. He wants it all by the end of the month or says he will garnish my wages and start collections againts me. I do not want it to go to my credit report. Would it already be on my credit report?? What is the process? When would it be on my credit report? How long would it stay there?
Criminal Defense Attorney
Depends. Did you enter into a written agreement to that effect? If so, then no. However, if he filed an action and served you but you did not answer, then he may have legal grounds.
This is not meant to be legal advice but only a general response to a general question. Legal advice requires more attention to details and circumstances to be accurate and reliable. Do not rely on this response as legal advice. If you want legal advice about your matter, you must set up a consultation with this attorney by calling (406)756-911.
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Chapter 7 Bankruptcy Attorney
An agreement concerning enforcement of a court judgment must specify whether or not the creditor is going to forgo wage garnishment in return for voluntary payments. Hope the agreement you have is in written because it is often said a verbal agreement isn't worth the paper it is written on.
Court judgments go on your credit report as a public record. You can't remove them & this information will remain on your credit report for a long long time. Hope this perspective helps!
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Chapter 11 Bankruptcy Attorney
I would politely tell him that he can begin garnishing your wages but that your offer still stands, and if he will accept payments in lieu of garnishment, then you prefer that.
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