Can a judgement against my wife attach to my credit report?

Asked over 1 year ago - La Jolla, CA

My wife took out a loan prior to our marriage. Her Grandmother was a cosigner on the loan. Her Grandma passed away. Could a judgment against my wife affect and or attach to my credit?

Attorney answers (1)

  1. Thomas Anthony Schaeffer

    Contributor Level 14

    Answered . It is outside of my specific knowledge but I don't believe so. No court or credit agency can attach one person's wrong to another's credit history. However, there are many instances where the two of you may apply for a joint line of credit and in that instance, her bad credit may impact your ability to borrow.

    good luck

    Thomas A. Schaeffer, Esq. Law Office of Juarez and Schaeffer PO Box 16216, San Diego, CA 92105 (619) 804-4327 www.... more

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There are different types of debt, but all involve one person (the debtor) owing money to another (the creditor). Terms of repayment are governed by a contract.

Nondischargeable debt and student loans

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