I became disabeled and filed a claim with a insurance company and sent the forms they needed completed, but they denied me and then turned around and said they obtain my medical records from my doctor and after, the insurance company read my medical records , they decided with their own decision that am not disabeled and will deny my claim .
my question is can a insurance company get my medical records from my doctor without
my permission and did they break any laws by doing so, and did my doctor break any laws by sending the insurance company my medical records without notifiying me also. Don't we have a law that protect us called the Hippo law....? thanks for a reply
You probably signed a form that was a HIPAA medical records authorization. If you didn't they cannot lawfully obtain those records and they broke the law and so did any doctor who gave them records without a lawful medical records authorization. Very doubtful, usually no doctor's office would ever be so stupid as to release records without a proper release. Check and ask them to produce the medical records release you allegedly signed.
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