I purchased a car with a cosigner 15 years ago and the transmission fell out of it soon thereafter. My cosigner died soon thereafter and I lost my job so the bank took the car back. I never heard another word about it until now. Now I have an outfit called Franklin credit management corporation bugging me about it. The guy that calls says it's a hogan loan what ever that is. What should I do and how can I get rid of these guys? After all, it's been 15 years.