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Can a creditor garnish my social security income and pension annuity

Staten Island, NY |

i am not able to pay my credit only income is social security and one pension annuity can the banks garnishee my social security or pension

Attorney Answers 1


A creditor must sue you and get a court judgment against you before garnishing any wages or property, but creditors cannot garnish income if it comes from the following sources:

Social Security benefits;
Retirement plan benefits;
Public assistance benefits.

Garnishment procedures vary from state to state. I would strongly recommend talking with an attorney in your area. Good luck.

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