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Can a collection agency discuss a debt with anyone other than the person they are trying to collect from?

A woman calling for my son gave me all the information about his case when I told her he wasn't available. I identified myself as his mother but she was calling a number for a different state than he lives in.

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Attorney answers (3)

Reputation Level 19
No that is strictly prohibited and you should talk to a local attorney.

Reputation Level 7
Absolutely not. The creditor is in violation of federal consumer protection laws and may be liable for civil damages. You should definitely contact an experienced consumer law attorney, such as our office, for further guidance.

Reputation Level 16
A collector who is covered by the FDCPA may contact a third party (neighbor or relative) ONLY to attempt to gain contact information with respect to the debtor. They may not reveal the purpose of the call.

If the FDCPA does not apply by virtue of the character of the debt or the identity of the collector, they can say more.

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