Can a co-owner license be suspdend for an auto accident?

Asked over 1 year ago - Memphis, TN

I (owner) was in a car accident with no insurance and has been found to be at fault. I know that if I don't make arrangments with the other driver insurance company my license can be suspended if a judgement is won against me. My question is can they suspend the co-owner license as well even if they were not involved in the accident and had no idea that I did not have insurance coverage? He needs his license to survive CDL driver.

Attorney answers (4)

  1. Christian K. Lassen II


    Contributor Level 20


    Lawyers agree

    Answered . Yes, but try to work out a payment plan with them to avoid this, and please get insurance.

    Only 29% Contingency Fee! Phone: 215-510-6755
  2. James Edward Blount IV

    Contributor Level 5


    Lawyers agree

    Answered . Are you sure the co-owner is actually on the title? If so, then the co-owner's license could be suspended. However, if he just co-signed
    on the car loan, he will probably be ok. Double check the title.

  3. Sean Michael Patrick

    Contributor Level 16


    Lawyers agree

    Answered . Yes. Generally it is because the car had no insurance as required under state law. You can likely resolve the issue by obtaining insurance and providing proof to the DMV.

    I am licensed in California, therefore, my answers are based on general prinicpals of law or California law, which... more
  4. Christopher Gilreath

    Contributor Level 12


    Lawyers agree

    Answered . Despite having a state law requiring auto insurance for car owners, Tennessee also has older laws that pre-date the insurance rules that allow registered owners to be held financially responsible for causing harm to someone else. If you and the co-owner are equally listed on records with the state, then there is a possibility that the other owner's license could be suspended. However, it could only happen through an administrative hearing through the Department of Safety. You would get a letter notifying you of that fact before a suspension hearing happened. You would have to respond to keep from having your license suspended, and explain the circumstances. Finding a way to compensate the injured party would go a long way to stopping that from happening. See also the link below to the Tennessee Department of Safety web page, which contains a host of information about the license suspension process and necessary forms to use when no insurance is available.

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