If I'm reading this right, the rental company will not accept payment either by Debit Card or Cash? If they sue you you can pay your judgment with your debit, cash or a combination of the both.
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I highly doubt they will sue you over $200.00 as the costs in bringing a suit for that amount far exceed the benefits.
If you can pay, then there is no basis for the suit. Have you sent them a check?
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