My father lived with "her" a very short time, and she insisted they be engaged, as to not live in sin. She also demanded he list her as beneficiary. After he moved out, she refused to allow him to get his belongings. He went to a lawyer and had him send her a letter requesting the return of his stuff or go to court. She still kept alot of his stuff. I KNOW my father believed he had changed the beneficiary to me, his only child.
I believe that your chances of having this overturned are VERY minute. Depending on the amount involved, it might be worth trying to challenge it. "She" might decide to settle, as opposed to going to trial on this, since it is a pure windfall for her. This would be a very tough case, however, and you would need a very skilled probate litigator to bring it with any hope of prevailing.
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Estate Planning Attorney
As Attorney Frederick mentioned, this is a challenge. It is probably worth some effort depending on the amount at issue. Contact a local probate attorney for a fact specific analysis.
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Insurance Law Lawyer
Generally, the right to change the beneficiary belongs to the insured, who obviously cannot change it after he dies.