Can a bank take my car while I am making payments, not the amount they want but I am paying something, Job lose and illnes.

The short answer to your question is yes they can. On most car purchase agreements you, th eborrower, agree to pay a certainamount. When you pay less, the bank/lender credits the amount paid to interest first. If you are paying less then the debt actually can increase by the unpaid interest.

There are many finance companies right now who are actually working with consumers such as yourself in rearranging the car loans. So many people are in the same dire financial condition that you are in that repossessions are at an all time high. Because of the repossessions the price of cars is bing driven down at the auctions. For this reason many lenders will try to work out an agreement for soem type of payment. This allows you to keep the car and the lender still has income on the account. Whatever you do, GET IT IN WRITTING from the lender.

It sounds like things are starting to turn around for you with your husband finding work and you getting part time work. Keep trying - it will improve.

Steven A. Simons, Esq.