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CA state debt collection laws, debtor's rights to contest creditor's wage garnishment procedure

Brea, CA |

Suite filed in superior court orange county california for default of car lease payments over ~3 year period, car was turned in to bank. 18% interest and attorney fees added for a total of ~$ 17,700. They will settle for $12,900. Can they garnish my wages or have the funds taken out of my savings account. What are my options?

Regards,

Mike

Attorney Answers 1


  1. They cannot garnish your wages until they sue you and obtain a judgment. Once they get a judgment, they could garnish your wages or execute on your savings account. You should sit down with an attorney to see if you have any defenses to their lawsuit. Time is of the essence!