Business has $350k+ in secured loans and $100k in unsecured (credit cards). Unable to pay secured loans while staying current with vendors and payroll. Monthly payments for secured loans is $10k+ Loans guaranteed with business assets and Personal Guarantee. Current inventory and business assets worth $200k. All debt incurred prior to marriage in community property state. Considering BK CH 11 or liquidating and walking away. Will need to form new business or keep existing business without the debt. Existing/new company could be profitable without the extreme debt liabilities. Advice?