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Bank changing mortgage conditions before closing.Our credit is great. Signed contract to acquire mortgage with a bank for 4.8% and 5% down on a seasonal home. We paid for the inspection, repairs made quickly. One week before closing we are told the bank can not get MIP on second home mortgages and we need 20% down. Can we back out of the sale agreement without penalty? Attorney answers (0)No Attorney answers yet.Most questions get answered by a lawyer within a few hours. Until then, the questions below might help you. Related Questions1 Attorney answers: 
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