Bad credit and Marriage

If you qualify for Chapter 7 Bankruptcy and file now, you may be able to discharge many of these debts.

The National Association of Consumer Advocates maintains a geographical listing of all member consumer advocate attorneys on its web site, www.naca.net - if you do not already have an attorney, you should be able to find one there who is in your area and who focuses on bankruptcy.

Note that I am not licensed to practice in your state. This is not intended as legal advice. Please check with an attorney in your state.

I have to disagree here with the previous answer. Bankruptcy should not be the 1st solution to any financial problem, especially when you haven't stated in your question the amount of debt and all your financial circumstances. If you have been considering bankruptcy, speak with a local bankruptcy attorney first to see if you qualify.

To answer your question specifically, your bad credit will not affect your fiance's credit at all. However, your bad credit will affect loans that you two obtain jointly such as mortgages and car loans, etc. If you apply for a loan jointly, they will look at both your credit scores.