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Auto insurance for out of state college student, changing drivers license of home state of MI

If your spouse is a student at a college out of state, and you moved with them, and the vehicle you are driving is yours, do you need to change your drivers license and insurance to the state your spouse is going to college in.

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Attorney answers (1)

Reputation Level 9
Your question requires more facts. Typically, the insurance should be for the State where the car is principally garaged. If you maintain insurance in Southfield and the car is in New York and you do not tell your insurer, you may not have insurnce. You may be materially misrepresenting your insurance company's risk. The best thing to do is call your insurance carrier and discuss the proper way to cover the car. Michigan, unfortunately, is very pro insurance company. Put the decision in the hands of your insurance carrier and get its opinion in writing
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