Brother and wife are long-time customers of an auto insurer. Wife had accident, got ticket, had license suspended. Husband had already told her NO MORE DRIVING. Just got into dr. who agreed and wife has not been behind the wheel since the accident.
Now, three months later, after a new car was purchased, titled on in husband's name, husband gets notice of cancellation of insurance policy.
HE has a clean driving record--no accidents, tickets, suspensions, revocations, etc.
Wife will NEVER again drive, so is HE really cancelled? Does HE get moved into a high-risk pool because of WIFE'S actions?