are verbal agreements binding under AL contract law

verbal agreements: Is a verbal agreement with a collection agency legally binding, especially when they lied, manipulated, and bullied you into agreement? - Is this your question? Add additional information
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Drew Allan Cicconi

Drew Allan Cicconi

Contributor Level 3
It depends. However, under the Federal Fair Debt Collection Act, § 808, entitled Unfair Practices, "A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt." It is hard to give you an answer without knowing more facts, however, there are many forms of conduct that are proscribed by the Act. You certainly have a remedy if the conduct of debt collector in question violated the Act is a material manner.
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