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Are there any legitimate credit repair firms? I so many listings to challenge, like duplicate dates & listings.

Credit repair for 2 inquiries, student loans listed several times, and duplicate bad debts that are 7 years old
Also, dispute last activity date.

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Attorney answers (2)

Reputation Level 11
Apex Credit Services, LLC
2919 Shadyside Road
Saint Albans, WV 25177
888-727-4818
http://www.apexcreditservices.com
1 person marked this answer as good

Reputation Level 13
I am not familiar with the credit repair service that the other attorney recommends and my comments are intended for general consumer education purposes. You may want to read my response to a similar question in :

http://www.avvo.com/legal-answers/how-to-find-l...

The duplicate accounts that are seven years old should become obsolete in a couple of months if they aren't already. (The terms seven years old could mean different things but indicates these accounts are rapidly approaching obsolete).

You can dispute any improper pulls (if they are improper) and the duplicate student loan accounts yourself without paying a "credit repair firm" to do it for you. You will probably do a better job than they will. Also, do not dispute simply because you can. The credit repair firms frequently cost consumers their credibility when they need it most. (Think of the story of the boy who cried wolf).

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