Sounds like a con game to me. See an attorney. Take your contract.
We do not have a client/attorney relationship until you make an appointment, we discuss your case face to face, I accept a retainer, and we explictly agree to enter into representation.
This sounds like a (unfortunately) typical fraud tactic that dealers engage in when they cannot sell/assign the sales contract to a lender. You need to consult with a consumer law attorney that handles dealer fraud in your area to get a better sense of your options, which might be a full refund and potentially extra compensation depending on the severity of the fraud. Try www.naca.net to find a consumer law attorney if you have difficulty finding someone nearby. Good luck.
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